Posted in Cycle
Wiggle cycle insurance

What can I expect from Wiggle insurance?

The world of cycle insurance can at times be complicated; have you ever read a lengthy page of terms and conditions, only to be left unsure about the information being communicated?

Here at Wiggle, our aim is simple: we want to make cycle insurance easy for you to understand. That’s why we’ve launched Wiggle cycle insurance which will feature the following fantastic features:

  • We’ll be the first cycle insurance provider to offer you a prescribed package approach.
  • We’ve put together three straightforward packages for you to choose from.
  • We’ll be targeting all types of cyclists from commuters to enthusiasts.   
  • We will provide you with cover you can rely on, and we shall provide unbeatable value. Our excellent claims service will you get back on your bike as quickly as possible.

Wiggle cycle insurance

What cycle insurance cover is right for you?

We’ve made it easy for cyclists to find the right policy for your ride and your pocket. We offer three straightforward policies packed with extensive benefits to provide cyclists with cover they can rely on, unbeatable value, and a claims service that will get you back on your bike as quickly as possible, should you need it.

Wiggle assist cycle insurance policy

Wiggle assist is ideal if you’re concerned about yourself as a rider, your public liability responsibilities as a road user and want the reassurance of help with the cost of treatment for accidents at a price that's right for you from a company you can rely on. Wiggle assist is available from only £2 a month you shouldn’t risk riding without it. 

  • Wiggle assist will protect you financially with Third Party Liability cover of up to £1million should you cause damage or injury to pedestrians, other road users, or any at fault cycling accident.
  • In the event of serious injury or death sustained from riding your bike, Wiggle cycle insurance delivers personal accident cover to give you and your family peace of mind.
  • We’re here to make your experience as painless as possible so if you have a Wiggle policy you won’t need to wait in A&E for emergency treatment. Wiggle will provide you with up to £300 for private medical or dental care.
  • If you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice.
  • Your policy, your choice. You can choose to take out Active insurance to extend this cover so you can take part in cycling events and be fully protected.

Wiggle cycle insurance

 Wiggle assist benefits

  • Public Liability – £1,000,000
  • Personal Accident – protection up to £10,000
  • Emergency Private Medical and Dental – up to £300
  • Emergency Physiotherapy – up to £300

Wiggle assist optional benefits

  • Active cover
  • Accessories and clothing

Wiggle essential cycle insurance policy

A popular plan for the cyclist who wants all the personal protection benefits of Cycle assist plus great value specialist insurance for your bicycle. Plus, It’s easy to pay monthly with 0% APR.

  • Wiggle essential includes all the benefits of Wiggle assist plus
  • If you bike is stolen or accidentally damaged, we’ll sort it out with a new for old equivalent. We even insure your bike when locked in your car or when secured to your roof rack.
  • You’ll have access to free legal advice from our Wiggle legal experts alongside a full compensation management service and fast access to physio or specialist treatment as required.

Wiggle cycle insurance

Wiggle essential benefits

  • Theft and accidental damage of your bicycle
  • New for old – up to 3 years
  • Public Liability –  £1,000,000
  • Personal Accident – protection up to £10,000
  • Emergency Private Medical and Dental – up to £300
  • Emergency Physiotherapy – up to £300
  • Free legal advice from Wiggle legal
  • Pay monthly with 0% APR

Wiggle essential optional benefits

  • Active cover
  • Global Travel
  • Accessories and clothing

Wiggle elite cycle insurance policy

When nothing but the best will do. Wiggle’s most comprehensive policy provides you with an array of benefits to protect you globally. Whether you’re new to lycra or a seasoned Sa Colabra rider, our cycle insurance will ensure you can ride with confidence at home, in competition and abroad. Wiggle elite offers you the flexibility to add accessories and clothing up to £10,000 to your policy.

  • Wiggle elite includes all the benefits of Wiggle assist and Wiggle essential plus;
  • Global Travel - Whether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle provides you with year round worldwide cover for cycling, competition and during transportation.
  • Active Cover - If you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, we’ll insure you for every type of mass participation event or competition. 
  • Triathlon Transition Cover - If you’re a triathlete or IRONMAN you may be concerned about leaving your valuable kit in transition. In such a busy area kit could go missing - our policy protects you against this risk. Your bike, accessories and wetsuit are all insured.
  • Replacement Cycle Hire - We’ll provide a Replacement Cycle Hire if your bike has been stolen, damaged or lost in transit to make sure you’re not left without wheels.
  • Taxi Fare Reimbursement - Don’t get stuck on the side of the road if you breakdown. For your convenience and safety - get a taxi on us. We’ll transport you to your home or the closest transport link.

Wiggle cycle insurance

Wiggle elite benefits

  • Public Liability
  • Personal Accident
  • Emergency Private Medical and Dental
  • Emergency Physiotherapy
  • Theft and accidental damage of bicycle
  • New for old
  • Replacement cycle hire
  • Taxi Fare Reimbursement
  • Free legal advice from Wiggle legal
  • Global Travel
  • Active Cover
  • Triathlon Transition Cover
  • Pay monthly with 0% APR

Wiggle elite optional benefits

  • Accessories and clothing